![]() Domestic: 2 complimentary access/quarter.Just incase if you’re wondering, not to worry, the card details are at the back. On a quick comparison, HDFC Millennia debit card which has similar design with minor change in the colour gradient looks better. I recently got this card (as an add-on) and it looks pretty good in hand. If you’re new to credit cards you would be surprised to see a neat and clean minimalistic design without the card details embossed on front of the card, except your name. Generally you can’t choose the variant but if you’re facing issues in acceptance like with Diners, you may request bank to get it changed to your desired card network stating the reason. It may also differ based on sourcing medium, for ex, most card members are getting “Diners Millennia” if the upgrade was done via net-banking. HDFC may likely rotate the variant from time to time to keep them in a specific ratio. These days its interesting to see entry level cards like HDFC Millennia & Axis ACE on Visa Signature variant, as you get additional platform benefits as well. Speaking of HDFC Millennia, you should also know the different variants of Millennia, meaning the different card networks on which the card is issued. On testing, it came within ~1 week of completing the transaction.Ĭoming to the redemption of this benefit, they have quite a list of brands as below, but as always Amazon voucher is the best among the options and it was available for instant redemption post which you’ll get an email with the voucher details like this. That’s a pretty good lift of 1% on reward rate, meaning you’ll get at-least 2% on all your spends if you can spend 1L every quarter.Īlso, fortunately the fulfilment of this reward is also pretty fast than expected. Redeeming for statement credit is indeed the best way to maximize the benefit on the Millennia credit card. 1 CashPoint = INR 0.30 (for flight/hotel redemption).This is like going back to stone age, hmmm! Reward Redemptions While industry demands instant earning/redeeming, HDFC takes opposite route. Instead you get points added in bulk by beginning of every month. Note that this is the only HDFC credit card that gives rewards for wallet loads at the moment, which is good.īut you don’t earn these points in real-time. Yet, I wish these rules were set quarterly or half yearly rather than monthly so that those who do seasonal shopping gets the maximum benefit as well. The rules are okayish, as we get decent return on spend. Select merchants: Amazon, BookMyShow, Cult.fit, Flipkart, Myntra, Sony LIV, Swiggy, Tata CLiQ, Uber & Zomato. ![]() Note that HDFC usually gives most credit cards as First Year Free, especially if you’re upgrading from other HDFC cards. ![]() The joining/renewal fee waiver conditions are pretty good for the card of this range. Spend INR 50,000 & above in the first 90 days With so many entry-level credit cards flooding in India here’s HDFC with their optimized Millennia credit card trying to do their best for the segment.
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